Second, money is tight. A higher premium charged to somebody just starting off in life makes the payment feel even larger. Before you resign yourself to paying massive monthly premiums, take some time to do a little shopping. Following these tips could lower the rate significantly. Keep Up Those Grades Most auto insurance companies offer a discount for teens who have good grades. Normally somewhere around 10%, this discount is usually available to college students too until age 25, depending on the company. That's why it pays to get quotes from several insurers before making your choice. Safe Driving No accidents, no speeding tickets and no other trouble could mean a sizable discount. Some companies say that your discount could be as much as 45%.
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